The Ins and Outs of Motorcycle Coverage
As with most vehicles, some form of damage coverage is essential for motorcycles, with a minimum level of coverage enforced in many states. Motorcycles are especially vulnerable to damage and accidents, making coverage like insurance vital. Motorcycle coverage comes in multiple forms. Insurance coverage covers not only for injury sustained from accidents but also fire, theft, damages, and legal liabilities. Vehicle service contracts, meanwhile, mainly include repairs and are typically used for out-of-warranty vehicles. Image source: americanautoshield.com Among the first things that motorcyclists would encounter when applying for insurance is to determine what they would be using their motorcycles for, which would influence the type of coverage they would need to receive. This is due to the various risks they might encounter in different situations. Most coverage products would often make distinctions between on-road motorcycles and dirt bikes, and in some cases, for light m...